New Economy Architecture
Bank-backed leverage structures that protect and grow what you've already built — using less than 5% of it to create income the IRS was never designed to touch.
*Based on current IRC provisions. Individual results vary.
You broke the script.
The bank does the heavy lifting.
The structure grows untaxed.
What you built outlasts you.
The Access
Most people who earn at your level will never know this exists. Not because it's hidden — because nobody thought to show them.
That puts you in a category with access most people never get. The structure exists. You qualify. That's worth understanding.
See how the structure works →Who Qualifies
Creators, Influencers & the New Economy
YouTube, Instagram, TikTok. Coaches who turned expertise into income. The day trader teaching day trading. High income, no infrastructure. The structure most people in your position never find.
Day Traders & Active Market Participants
Short-term capital gains at 37% — the single worst tax position in the code. You took the most risk. You keep the least. You did the risky thing. Now do the smart thing.
Athletes
Guaranteed issue. The earning window is finite. The structure isn't. What you build in five years funds everything that comes after.
Commercial Real Estate & Founders
You already speak leverage. A fraction down, the bank funds the rest — because the asset is the collateral. Premium finance came from your world. You'll understand this faster than anyone.
The Untaxables Architecture™
Four disciplines working together so that the bank, the design, and the distribution all serve the client — not the other way around. This is what separates a structure built for you from a product you were made to fit into.
Understand the full structure →Qualification
$5M+ net worth or $500K+ income. The bank needs to see what you've already built. $2.5M may be considered.
Bank-Backed Design
Direct access to major carriers. Networked with participating banks. Built around you, not around what's easiest to sell.
Conservative Engineering
Built to conservative floors. Stress-tested. The bank's position is secured against a tier one capital asset.
Untaxable Distribution
Structured distributions. Not classified as taxable income under current IRC provisions. Tax-deferred growth. TAX_EVENT / NONE — based on current IRC provisions.
Everyone's truth is dependent on
how many questions they are willing to ask.
— Aimee Spencer, The Untaxables
Limited Access
Every application is reviewed personally. If your profile aligns, you'll receive an invitation to the next step. No sales call. Just a direct conversation about whether this structure fits where you are.
Apply for AccessApplications reviewed within 48 hours.