New Economy Architecture
Bank-backed leverage structures that protect and grow what you've already built — using less than 5% of it to create income the IRS was never designed to touch.
*Based on current IRC provisions. Individual results vary.
The Architecture
Most people who cross $5M in net worth keep doing the same thing — earning more, paying more taxes, and hoping the trajectory holds. What they don't know is that there's a structure that's been quietly protecting generational wealth for over six decades.
A bank-backed leverage model that deploys a fraction of your current success to build a future stream of income the IRS was never designed to touch. This isn't a tax strategy. It's an architecture. One that outlasts the income that funded it.
See how the structure works →Who Qualifies
Creators & Founders
Income that came fast. The hustle can't be the plan forever. The structure outlasts the platform.
Business Owners $5M+
Real enterprise value, built from nothing. Time to build the structure that protects what you've built.
Contractors & Operators
Clearing $3–5M quietly. Never once marketed to at this level. You built differently — structure it differently.
NIL Athletes
Zero to seven figures. The checks have an expiration date. The structure doesn't.
The Untaxables Architecture™
Four disciplines working together so that the bank, the design, and the distribution all serve the client — not the other way around. This is what separates a structure built for you from a product you were made to fit into.
Understand the full structure →Qualification
$5M+ net worth or $500K+ income. The bank needs to see what you've already built. $2.5M may be considered.
Bank-Backed Design
Direct access to major carriers. Networked with participating banks. Built around you, not around what's easiest to sell.
Conservative Engineering
Built to conservative floors. Stress-tested. The bank's position is secured against a tier one capital asset.
Untaxable Distribution
Structured distributions. Not classified as taxable income under current IRC provisions. Tax-deferred growth. TAX_EVENT / NONE — based on current IRC provisions.
Everyone's truth is dependent on
how many questions they are willing to ask.
— Aimee Spencer, The Untaxables
Limited Access
Every application is reviewed personally. If your profile aligns, you'll receive an invitation to the next step. No sales call. Just a direct conversation about whether this structure fits where you are.
Apply for AccessApplications reviewed within 48 hours.