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Qualifying Profiles

This is for the
self-made.

Not everyone qualifies. Not because of gatekeeping — because the bank requires it. If you see yourself below, you probably do.

RUNNING
NET_WORTH.........$5M+ required
INCOME.............$500K+ preferred
INCOME_TYPE.........Any — irregular OK
INSURABILITY.......Required
// if you're reading this page, you probably qualify...
ACCESS.............APPLY TO VERIFY

The Untaxables structure is built for people who have created real wealth — through any path. What matters isn't how you made it. What matters is that you have it, and that you're willing to deploy a small fraction of it to protect everything else.

If your income is irregular — brand deals, business distributions, contract income, athlete earnings — that's not a problem. That's actually the profile this structure was designed for.

Who This Is For

01

Creators & Founders
Who built income fast.

You built an audience, a product, a brand — and the income came faster than anyone expected. You know what it took to get here. And somewhere in the back of your mind, you know the hustle can't be the plan forever. The platform changes. The algorithm shifts. The audience moves on.

The Untaxables structure gives you a compounding income stream that doesn't care about any of that. It was funded by what you built — and it lasts longer than what you built it with.

You're reading this if —

Your income is tied to your personal output You've had years where you made more than you expected You've thought about what happens when the income slows You're paying taxes like you don't have options
02

Business Owners
Crossing $5M in enterprise value.

You've built something real. A business with employees, revenue, systems — real enterprise value that didn't exist before you built it. Now you're at the point where the question isn't whether you're successful. The question is whether the structure around your success is as strong as the business itself.

Most business owners at this level are structured for growth. Very few are structured for permanence. The Untaxables changes that — with a leverage model that compounds quietly while you keep building.

You're reading this if —

You have 50+ employees or $5M+ in revenue Your accountant talks about tax mitigation every year You've thought about what happens to your wealth when you exit You want your business to fund a structure that outlasts it
03

Contractors & Quiet Operators
Clearing $3–5M. Never marketed to.

You run an excavation company, a construction operation, a logistics business, a trade. You clear three to five million dollars a year and you've never once had a financial advisor speak to you like you have options. Because most of them don't know the options that exist at your level.

You built differently. You should structure it differently. The Untaxables was built for exactly this profile — people who created real wealth without ever being handed the tools to protect it.

You're reading this if —

You run a physical business with real cashflow Your income is strong but lumpy — good years and great years You've never had a conversation at this level of financial architecture You want to build something that doesn't depend on you showing up
04

NIL Athletes
Who know the checks have an expiration date.

You went from zero to seven figures faster than almost anyone. You know it. And you know the window is finite — careers end, leagues change, contracts don't renew. The smartest thing you can do right now, while the income is here, is build a structure that keeps paying you after the playing stops.

The Untaxables is designed for exactly this moment — high income, finite window, maximum opportunity to build something permanent before the window closes.

You're reading this if —

Your income is at its peak right now You know this level of earning won't last forever You want to convert peak income into permanent wealth You're thinking further ahead than your next contract
05

Hedge Fund Managers
Deploying capital who need the structure to be invisible.

You deploy capital for a living. You understand leverage, compounding, and tax efficiency at an institutional level. What you may not have explored is a personal structure that applies the same principles to your own wealth — quietly, efficiently, and entirely outside the view of the income you're generating professionally.

The Untaxables structure works in the background. It compounds without noise. It distributes without tax events. It is, by design, invisible.

You're reading this if —

You understand carry, compounding, and tax alpha Your personal wealth structure hasn't kept pace with your professional one You want a structure that runs quietly in the background You appreciate precision over promises

Honest Assessment

Who this is
not for.

—

You're looking for a quick return

This is a long-horizon architecture. The compounding phase takes time. The people who benefit most think in decades, not quarters.

—

Your net worth is under $2.5M

The bank's underwriting requires a minimum financial profile of $2.5M to be considered, with $5M as the qualifying threshold. If you're approaching $2.5M, it may still be worth a conversation about timing and next steps.

—

You need the capital you'd deploy

The contribution is less than 5% of your wealth — but it is capital. If that amount isn't truly discretionary, the timing isn't right.

—

You're not insurable

This structure requires insurability at standard rate class or better. If you have significant health concerns, the structure may not be available — but apply and we'll tell you directly where you stand.

You've read this far

You probably qualify.
Apply and find out.

The application takes less than five minutes. There's no obligation, no sales call, no pitch. Every submission is reviewed personally and responds within 48 hours.

Apply for Access

Applications reviewed within 48 hours.